Insurance Claim Recovery Support
Licensed Public Adjusters
Insurance Claim Recovery Support
Licensed Public Adjusters
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Protect Your Recovery After a Fire
FREE Fire Claim Guide for Policyholders
Protect Your Recovery After a Fire
FREE Fire Claim Guide
Fire can devastate your home or business in minutes.
What happens next could determine whether your home is restored and your business survives or fails.
FREE Download:
Comprehensive Fire Insurance Claim Guide for Residential & Commercial Policyholders
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Why You Need This Guide
The Fire Claim Guide for Home and Business Policyholders is the most complete, tactical guide for property owners who’ve suffered fire damage. It’s designed to help:
Homeowners
HOAs
Condominium Associations
Apartment Building Owners & Operators
Property Management Companies
Commercial Property Owners
Religious Organizations & Nonprofits
What You’ll Learn in This Free Guide:
Immediate Actions to Take After a Fire
Understanding the Scope of Fire Damage
Testing for Environmental Contaminants
Choosing the Right Restoration Contractor
Navigating the Fire Insurance Claim Process: What to Expect
Code Upgrades: Hidden Cost You Must Address
How to Expedite Your Fire Insurance Claim
Key Coverage You Can’t Afford to Miss
Common Pitfalls in Fire Insurance Claims and How to Avoid Them
Business Interruption Claims
Staying OSHA Compliant During Restoration
Your Road to Recovery
When to Seek Professional Help
Resources and Tools
Have you reviewed your policy and started documenting all visible and hidden fire damage?
CRITICAL DOCUMENTATION STRATEGIES
Learn exactly what to photograph, document, and preserve in those crucial first days after a fire to protect your claim's value and prevent evidence loss.
Personal or Business Property
Document items with sentimental or custom value, even if they are not easily replaceable. Include photos, descriptions, and appraisals where possible to strengthen the contents portion of your claim.
EXPERT SETTLEMENT STRATEGIES
Our public adjusters have negotiated hundreds of settlements 40-60%+ higher than initial insurance company offers.
Has your insurer confirmed if any building code upgrades are required in your rebuild?
Building Code-Triggered Upgrades
Fires may necessitate rebuilding under current building codes, triggering requirements for upgraded smoke detectors, wiring, or structural reinforcements. These costs may be covered under "Ordinance or Law" policy provisions.
BUSINESS INTERRUPTION CLAIMS
For business owners, fire damage often means lost revenue. Business interruption coverage can help, but these claims are complex.
POLICY BENEFIT CHECKLIST
Use our comprehensive checklist to identify coverage elements in your policy that many adjusters won't voluntarily disclose, including business interruption, code upgrades, and temporary location expenses.
TIMELINE & EXPECTATIONS
Follow our week-by-week roadmap of the commercial claim process, including important deadlines, documentation requirements, and warning signs that your claim is being undervalued.
Building Code-Triggered Upgrades
Fires may necessitate rebuilding under current building codes, triggering requirements for upgraded smoke detectors, wiring, or structural reinforcements. These costs may be covered under "Ordinance or Law" policy provisions.
BUSINESS INTERRUPTION CLAIMS
For business owners, fire damage often means lost revenue. Business interruption coverage can help, but these claims are complex.
POLICY BENEFIT CHECKLIST
Use our comprehensive checklist to identify coverage elements in your policy that many adjusters won't voluntarily disclose, including business interruption, code upgrades, and temporary location expenses.
TIMELINE & EXPECTATIONS
Follow our week-by-week roadmap of the commercial claim process, including important deadlines, documentation requirements, and warning signs that your claim is being undervalued.
Have you assessed smoke and soot damage in units adjacent to the fire, even if they appear undamaged at first glance?
Supply Chain Disruption & Extra Expense Documentation
Track and document costs from delayed inventory replacements, expedited shipping, or emergency vendor engagements— overlooked extras.
Tenant Displacement & ALE Coverage
Clarify the extent of your policy's Additional Living Expenses (ALE) coverage for you or displaced tenants.
Smoke Damage to Adjacent Units
Fires in one area often cause hidden damage in surrounding areas, ie. units through smoke infiltration. HVAC systems, insulation, and walls may be affected even if fire did not reach those areas.
Supply Chain Disruption & Extra Expense Documentation
Track and document costs from delayed inventory replacements, expedited shipping, or emergency vendor engagements—common overlooked extras.
Tenant Displacement & ALE Coverage
Clarify the extent of your policy's Additional Living Expenses (ALE) coverage for displaced tenants. Determine responsibilities between landlord and tenant renters insurance.
Smoke Damage to Adjacent Units
Fires in one unit often cause hidden damage in surrounding units through smoke infiltration. HVAC systems, insulation, and walls may be affected even if fire did not reach those areas.
Supply Chain Disruption & Extra Expense Documentation
Track and document costs from delayed inventory replacements, expedited shipping, or emergency vendor engagements—common overlooked extras.
Tenant Displacement & ALE Coverage
Clarify the extent of your policy's Additional Living Expenses (ALE) coverage for displaced tenants. Determine responsibilities between landlord and tenant renters insurance.
Smoke Damage to Adjacent Units
Fires in one unit often cause hidden damage in surrounding units through smoke infiltration. HVAC systems, insulation, and walls may be affected even if fire did not reach those areas.
In this essential guide, you'll discover:
Immediate Actions to Take After a Fire
Testing for Environmental Contaminants
Choosing the Right Restoration Contractor
Staying OSHA Compliant During Restoration
Resources and Tools
Did You Know?
A Public Adjuster can:
Advocate only for you, not the insurer
Negotiate on your behalf
Help policyholders meet their burden of proof
Interpret your policy and how to maximize your payout
Fight lowball offers and wrongful denials
Avoid unnecessary litigation
Increase your payout by up to 747%, according to the Florida OPPAGA Study
Your Rights as a Policyholder
Insurers are required by law to act in good faith
They must equally consider any evidence supporting your position
You have the right to file a bad faith claim if they wrongfully delay, underpay, or deny your claim
You’re entitled to indemnity—restoration of your property and financial loss
You bear the burden of proof for your claim. This means if you don’t prove your loss, they don’t have to pay
20+
Years Of Experience
500+
Large-Loss Claims Settled
130,160
Hours Worked
$450,000
Average Claim Amount
TESTIMONIALS
Hear what Our Clients are saying
"Thank you Scott"
Scott responded to my inquiry and took the time to listen and understand our unpleasant experience dealing with our insurance claim. Although I did not utilized his service, he gave me a sound, professional advice and offered to help when he referred me to his engineer. They replied promptly and I was able to have better understanding of the situation. Thank you Scott!
- Haidee J.
"I would highly reccomend"
Words can’t describe how grateful we are for the consultation and claim evaluation we had with Scott. Full disclosure we were unable to work with him due to limitations of our scope. We wanted to properly recognize Scott for the honest and genuine passion he put in to not only our claim, but the way he runs his business in general. We hadn’t had such clarity of next steps since this began in 2020. I would highly recommend this business to everyone spinning their wheels in this process!
- James M.
"I came across this company and had none of those bad feelings"
This was not the first public adjuster I called. I called a different company first but they gave me a bad feeling on the phone. Too aggressive. Didn't feel trustworthy to me. So, I kept looking. I came across this company and I had none of those bad feelings. Scott, the guy who took my call, seemed very knowledgeable and I felt I could fully trust him. As it turned out, he told me that my claim was fairly simple and I didn't need the full scope of his service and fees. But, without charging me a fee, he gave me some needed advice on this whole matter of insurance claims which I needed. And told me I could call him back to ask another question or two if necessary. I would recommend this company for these services.
- Katie H.
You’re serious about [Desired Result] and want a quick, easy-to-follow guide to get there.
You’re struggling with [Common Pain Point] and need a clear path to [Desired Outcome].
You’ve tried other solutions but haven’t seen results and are ready for a proven approach.
You’ve tried other solutions but haven’t seen results and are ready for a proven approach.
You’ve tried other solutions but haven’t seen results and are ready for a proven approach.
Don't navigate your fire claim alone.
Don't navigate your fire claim alone.
As a leading public adjusting firm with over 20 years of experience, we've helped business owners recover millions in rightful claim settlements.
"This guide saved us nearly $450,000 on our restaurant fire claim."
— David M., Restaurant Owner, Dallas
Download this Fire Claim Guide now and begin Your Path To Recovery
Download this
Fire Claim Guide
now and begin Your Path To Recovery
AGENCY PUBLIC ADJUSTER LICENSES
Texas #1670060
Colorado #4472448
Ohio #1416560
Florida #W927993
NPN# 16144334
MISTY'S PUBLIC ADJUSTER LICENSES
Texas #2647568
Florida #W798577
Kentucky #1267289
North Carolina #19846653
Nebraska #19846653
Ohio #1416569
Oklahoma #3001820951
Pennsylvania #1054792
South Carolina #19846653
Utah #915489
NPN #19846653
Haag Certified Commercial Roof Inspector #202111207
SCOTT'S PUBLIC ADJUSTER LICENSES
Texas - #1632488
Colorado - #411678
Florida - W797805
Georgia - 2874635
Indiana - 3891955
Kansas #15827727
Kentucky #1014264
Maryland #2106190
Nebraska #15827727
Nevada #3508775
North Carolina #15827727
Ohio #1289475
Oklahoma #100118599
Pennsylvania - 1043874
South Carolina - 893766
Utah #915234
NPN #15827727
Haag Certified Commercial Roof Inspector #201408103
OUR LARGE LOSS SPECIALTIES
Apartment Complexes
Business Interruption
Commercial Buildings
Condominium Associations
Homes
Historical Buildings
Industrial Facilities
Manufacturing Facilities
Office Buildings
Property Management Firms
Religious Organizations
